Baltimore Home Buying Credit Repair

Do you dream of owning your own home but have had some credit missteps in your past? Are you too nervous to apply for a home loan cause of your credit? Baltimore Credit Repair Today can assist you with these problems and set you on a path to home ownership. Your credit score will greatly affect your chance at purchasing your home. We offer home buying credit repair services that will provide you guidance and answers to your credit problems. Our analysts have years of experience helping people rebuild their credit and purchase homes.

    Home Buying Credit Repair

    Our home buying credit repair services will help you and your family buy the home of your dreams. Baltimore Credit Repair Today has been helping customers in Baltimore buy homes for years. We can analyze your credit reports and help you repair your credit. We provide a proven program that will not only repair your damaged credit but boost your future credit. You will steadily see improvement of your credit score after using our credit repair services. We can provide guidance for you until your credit reaches your desired level.

    Credit Score Analysis

    Our analysts are the best in the industry. We will analyze all 3 credit reports from Experian, Equifax and TransUnion. Each report may have unique info and insight into your credit history. Once we have analyzed your reports, we can then look for discrepancies and remove any incorrect negative reporting. We will submit dispute letters as needed to have incorrect reporting removed. You will eventually see an increase in your credit score.

    Credit Score Repair

    Our team can provide you with a detailed plan to improve your credit score. Late payments are the number one cause of a low credit score. We can assist you with your delinquent and late payment issues. Once you are caught up, we can remove any negatives related on your report. This will quickly and effectively raise your credit score. We can assist you with removing collections, charge offs, bankruptcies, repossessions and foreclosures. Contact our customer service representatives today to discuss your credit score repair needs.

    Home Loans and your Credit Score

    You may be able to receive a loan with a low credit score, but it may not be a smart idea. Your credit score will determine how much you can borrow, the mortgage rates and the cost of your mortgage insurance. A low credit score will result in a higher interest rate. A 1-2% rate increase can cost your thousands of dollars over a thirty-year mortgage. If your credit is low your lender may require a larger down payment on the home as well. Your lender may also stick very closely to their guidelines if you have a low credit score. Finally, you may need to pay increased mortgage insurance if your credit score is low